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Financial Crime

Foreign Corrupt Practices Act (FCPA): The Complete Compliance Guide for 2026

The Foreign Corrupt Practices Act prohibits bribing foreign officials to obtain or retain business. Penalties have reached $2.9 billion for a single case. The DOJ and SEC enforce aggressively, and 'I didn't know' is not a defence. This guide covers what the FCPA prohibits, who it applies to, red flags, and how to build a compliant programme.

February 1, 2026
15 min read
Article
FCPA
foreign corrupt practices act
anti-bribery
anti-corruption
compliance
DOJ
SEC
international business

Quick Summary: FCPA at a Glance

Aspect Details
What it prohibits Bribing foreign government officials to obtain/retain business
Who it covers US companies, US persons, foreign companies listed on US exchanges, anyone acting in US territory
Two main provisions Anti-bribery + Books and records/internal controls
Enforcers DOJ (criminal) + SEC (civil, for issuers)
Maximum penalties Criminal: $250K–$25M per violation + imprisonment; Civil: disgorgement + penalties
Largest settlement Goldman Sachs: $2.9 billion (2020); Ericsson: $1.06 billion (2019)

Table of Contents

Reading time: 15 min read


Executive Summary

The Foreign Corrupt Practices Act (FCPA) is a US federal law that prohibits paying bribes to foreign government officials to obtain or retain business. Enacted in 1977, it has become one of the most aggressively enforced anti-corruption laws in the world.

The stakes are enormous:

FCPA enforcement has generated over $30 billion in corporate penalties since 2008. Single cases have reached nearly $3 billion. Executives have been imprisoned. And the DOJ has made clear that self-policing is expected—companies that discover and report violations receive substantially better treatment than those caught by investigators.

The FCPA has two main provisions:

  1. Anti-bribery provisions — Prohibit corrupt payments to foreign officials
  2. Accounting provisions — Require accurate books and records and adequate internal controls

This guide provides a comprehensive framework for FCPA compliance: what the law prohibits, who it covers, how to identify risks, and how to build a programme that satisfies DOJ and SEC expectations.

The Extraterritorial Reach

The FCPA reaches far beyond US borders. It applies to conduct anywhere in the world by US companies, US persons, and foreign companies with US connections. A bribe paid in Asia by a European subsidiary of a US parent company is an FCPA violation.


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What Is the Foreign Corrupt Practices Act?

Background and Purpose

The FCPA was enacted in 1977 after SEC investigations revealed that over 400 US companies had made questionable payments totalling more than $300 million to foreign officials. Congress determined that such payments:

  • Undermine confidence in US business integrity
  • Create unfair competitive advantages
  • Harm diplomatic relations
  • Perpetuate corruption in developing countries

The Two Provisions

Provision Requirement Enforcer
Anti-bribery Prohibits corrupt payments to foreign officials DOJ (all); SEC (issuers)
Accounting Requires accurate books/records and internal controls SEC (issuers only)

Key Definitions

Term FCPA Meaning
Foreign official Officer/employee of foreign government, state-owned enterprise, public international organisation, or political party
Corruptly Intent to wrongfully influence the recipient
Anything of value Money, gifts, travel, entertainment, jobs, charitable donations—anything with value
Obtain or retain business Win contracts, secure permits, gain favourable treatment
Issuer Company with securities registered in US or required to file SEC reports

The Anti-Bribery Provisions

What Is Prohibited

The FCPA prohibits offering, paying, promising to pay, or authorising payment of anything of value to:

  • A foreign official
  • A foreign political party or party official
  • A candidate for foreign political office
  • Any person while knowing that all or part will be passed to the above

For the purpose of:

  • Influencing an official act or decision
  • Inducing an act or omission in violation of lawful duty
  • Securing an improper advantage
  • Inducing use of influence with a foreign government

To obtain or retain business.

What Is NOT Prohibited

Permitted Why
Facilitating payments Small payments to expedite routine governmental action (visa processing, utility connection)—but many companies prohibit these anyway
Reasonable business entertainment Modest meals, gifts consistent with local custom (if not corrupt)
Payments lawful under local law Written local law (rare in practice)
Bona fide expenditures Reasonable travel/lodging directly related to contract performance or promotion

The "Knowing" Standard

You can violate the FCPA by:

  • Actually knowing about the bribe
  • Being aware of a high probability that a bribe will occur
  • Consciously disregarding or being wilfully blind to circumstances

"I didn't know my agent was bribing officials" is not a defence if you should have known.


The Accounting Provisions

Books and Records

Issuers must:

  • Make and keep books, records, and accounts that accurately and fairly reflect transactions
  • This applies to all transactions, not just those involving foreign officials
  • Violations can occur even without a bribe—falsifying records is itself illegal

Internal Controls

Issuers must:

  • Devise and maintain a system of internal accounting controls sufficient to provide reasonable assurances that:
    • Transactions are executed in accordance with management authorisation
    • Transactions are recorded as necessary to permit preparation of financial statements and maintain accountability for assets
    • Access to assets is permitted only with management authorisation
    • Recorded assets are compared with existing assets at reasonable intervals

Why Accounting Provisions Matter

Many FCPA cases are resolved on accounting violations alone because they:

  • Don't require proving corrupt intent
  • Apply to any false record (not just bribes)
  • Can be charged even if no bribe occurred
  • Carry substantial penalties

Who Is Covered by the FCPA?

Categories of Covered Persons

Category Anti-Bribery Accounting Notes
US issuers Companies listed on US exchanges or filing SEC reports
US domestic concerns US citizens, residents, and companies
Foreign issuers Non-US companies listed on US exchanges
Foreign nationals/companies ✅ (if act in US) Conduct occurring within US territory
Agents acting on behalf of above ✅ (if issuer) Third parties, subsidiaries

What "Acting in US Territory" Means

The FCPA can reach foreign persons/companies if they:

  • Use US mail or means of interstate commerce (including email, wire transfers, phone calls)
  • Take any act in furtherance of the bribe while in the US
  • Use US banks or financial institutions

A single email routed through a US server can create FCPA jurisdiction.

Subsidiary and Parent Liability

Scenario Liability
US parent, foreign subsidiary bribes Parent liable for subsidiary's actions if it authorised, directed, or controlled the conduct
Foreign parent, US subsidiary US subsidiary subject to FCPA; foreign parent may be liable if involved
Joint ventures Proportionate liability based on control and involvement

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What Constitutes a Violation?

Elements of an Anti-Bribery Violation

For a violation, prosecutors must prove:

  1. Covered person — Issuer, domestic concern, or person acting in US territory
  2. Payment or offer — Made, offered, promised, or authorised
  3. Anything of value — Money, gifts, jobs, charitable donations, etc.
  4. To a foreign official — Broadly defined
  5. Corrupt intent — Purpose to influence improperly
  6. Business purpose — To obtain or retain business

Examples of Violations

Scenario Violation Type
Paying customs official to release goods without inspection Anti-bribery
Hiring minister's son to secure government contract Anti-bribery
Funding official's "study trip" during contract negotiations Anti-bribery
Concealing payments to agents as "consulting fees" Books and records
No approval process for third-party payments Internal controls
Charitable donation to charity controlled by official Anti-bribery

Examples of Non-Violations

Scenario Why Not a Violation
Reasonable business dinner during negotiations Not corrupt; bona fide business expense
Hiring qualified candidate who happens to be official's relative If merit-based and properly documented
Small payment to expedite visa processing Facilitating payment exception (though risky)
Gift of company-branded merchandise Nominal value, promotional purpose

FCPA Red Flags

Third-Party Red Flags

Red Flag Concern
Agent requests payment to offshore account Concealment; pass-through to official
Unusually high commission rates Funds available for bribes
Agent has government connections Access used for improper influence
Agent recommended by government official Quid pro quo relationship
Agent has no office or employees Shell company for payments
Agent lacks qualifications for the work No legitimate business purpose
Agent requests cash or bearer instruments Concealment; difficulty tracing
Country has high corruption risk Heightened scrutiny required

Transaction Red Flags

Red Flag Concern
Unusually favourable contract terms May reflect improper influence
Last-minute government contract win Suspect timing
Vague invoices ("consulting services") Concealment of true purpose
Payments just before/after government action Correlation with bribery
Requests to backdate documents Falsification
Charitable donations tied to business Indirect benefit to official
Lavish gifts/entertainment Excessive value; corrupt intent

Structural Red Flags

Red Flag Concern
Acquisitions in high-risk countries Inheriting liabilities
Decentralised payment authority Weak controls
Sales compensation tied only to results Incentive to bribe
No due diligence on third parties Wilful blindness
Resistance to compliance controls Concealment

Penalties and Enforcement

Criminal Penalties (DOJ)

Violator Anti-Bribery Accounting
Corporations Up to $2M per violation; alternative: twice gain or loss Up to $25M per violation
Individuals Up to $250K and/or 5 years per violation Up to $5M and/or 20 years per violation

Civil Penalties (SEC)

Violator Anti-Bribery Accounting
Corporations Up to $16K per violation or disgorgement Up to $16K per violation
Individuals Up to $16K per violation Up to $160K per violation

Recent Major Settlements

Company Year Amount Conduct
Goldman Sachs 2020 $2.9B 1MDB bribery scheme
Ericsson 2019 $1.06B Bribes in multiple countries
Airbus 2020 $3.9B Global bribery (with UK, France)
Telia 2017 $965M Uzbekistan telecom bribes
Petrobras 2018 $853M Brazilian corruption
Odebrecht 2016 $3.5B Latin America bribes

Individual Accountability

The DOJ prioritises individual prosecution:

  • Executives have received prison sentences up to 15 years
  • Companies receive credit for cooperating against individuals
  • "Yates Memo" emphasises individual accountability

Building an FCPA Compliance Programme

DOJ's Evaluation Criteria

The DOJ evaluates compliance programmes based on three questions:

  1. Is the programme well designed?
  2. Is it being applied earnestly and in good faith?
  3. Does it work in practice?

Essential Programme Elements

Element Requirements
Commitment from senior management Tone at the top; resources; accountability
Code of conduct and policies Clear prohibitions; practical guidance
Risk assessment Country, industry, transaction risks
Training and communication Role-based; documented; ongoing
Third-party due diligence Risk-based vetting; contractual controls
Reporting mechanisms Hotline; non-retaliation; investigation
Discipline and incentives Consequences for violations; rewards for compliance
Periodic testing and review Audits; continuous improvement
M&A due diligence Pre-acquisition review; post-acquisition integration

Risk-Based Approach

Risk Level Due Diligence Controls
High Enhanced investigation; site visits; ongoing monitoring Senior approval; audit rights; compliance certifications
Medium Standard due diligence; background checks Manager approval; periodic review
Low Basic verification Standard terms; routine monitoring

Third-Party Due Diligence

Why Third Parties Matter

Over 90% of FCPA enforcement actions involve third-party intermediaries—agents, consultants, distributors, JV partners. Companies are liable for third-party bribes if they knew or should have known.

Due Diligence Process

Step Activities
1. Risk assessment Evaluate transaction, country, third-party profile
2. Questionnaire Business purpose, government connections, ownership
3. Background check Verify information; screen for red flags
4. Reference checks Prior business relationships
5. Site visit For high-risk relationships
6. Approval Risk-appropriate sign-off
7. Contracting Anti-corruption representations; audit rights; termination
8. Ongoing monitoring Periodic re-verification; transaction review

Contractual Protections

Provision Purpose
Anti-corruption representations Third party certifies compliance
Compliance with laws Obligation to follow FCPA, local law
Audit rights Company can inspect books/records
Termination for breach Right to exit for violations
Flow-down clauses Third party imposes on its subcontractors
Training requirements Third party must train relevant staff

FCPA vs UK Bribery Act

Key Differences

Aspect FCPA UK Bribery Act
Scope Foreign officials only Public and private bribery
Facilitation payments Exception exists No exception
Strict liability No Yes (failure to prevent)
Adequate procedures defence No Yes
Commercial bribery Not covered Covered
Extraterritorial reach US nexus required UK nexus or "close connection"

Implications for Multinationals

Companies operating globally must comply with both—typically by adopting the stricter standard:

  • Prohibit facilitation payments (UKBA stricter)
  • Cover private sector bribery (UKBA stricter)
  • Implement adequate procedures (UKBA requirement)

Top 5 FCPA Compliance Mistakes

1. Inadequate Third-Party Diligence

The mistake: Superficial or no due diligence on agents, distributors, and consultants.

The fix: Risk-based, documented diligence before engagement and ongoing monitoring. The higher the risk, the deeper the investigation.

2. Training That Doesn't Reach the Right People

The mistake: Generic training that doesn't address the specific risks employees face.

The fix: Role-based training with scenarios relevant to job functions. Salespeople, procurement, and executives need different content than general staff.

3. Ignoring Accounting Provisions

The mistake: Focusing only on anti-bribery while neglecting books and records.

The fix: Ensure all transactions are accurately recorded, approvals are documented, and internal controls are tested.

4. No Mechanism for Updates

The mistake: Due diligence and risk assessments that are done once and never updated.

The fix: Periodic re-verification of third parties, annual risk assessment updates, and continuous monitoring of high-risk relationships.

5. Tone at the Top Without Middle Management Buy-In

The mistake: CEO commitment that doesn't translate to business unit behaviour.

The fix: Embed compliance into business processes, incentives, and performance reviews at all levels.


Conclusion

The FCPA is not going away—enforcement remains robust, penalties continue to climb, and the DOJ expects companies to police themselves. But compliance is achievable with the right approach.

Effective FCPA compliance:

  • Starts at the top with genuine commitment from leadership
  • Addresses real risks through assessment and tailored controls
  • Focuses on third parties where most violations occur
  • Documents everything to demonstrate good faith
  • Evolves continuously as risks and regulations change

Key Takeaways

Priority Action
Know your risks Assess countries, industries, and third parties
Control third parties Due diligence, contracts, monitoring
Train the right people Role-based, scenario-based, ongoing
Document everything Decisions, approvals, investigations
Test your programme Audits, assessments, continuous improvement
Foster speak-up culture Reporting mechanisms, non-retaliation

Ready to strengthen your anti-corruption programme?

CompliQuest offers FCPA and anti-bribery training designed for global organisations. Our courses cover the law, red flags, and practical compliance strategies.

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